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Shared Equity Homeownership: The Changing Landscape

This report provides a detailed description of shared equity homeownership models and the policy and design issues they raise.


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Key take-aways:

  • Shared equity homeownership makes up only a modest share of all owner-occupied housing in the United States, but it is a growing share.
  • Shared equity homeownership can build long-lasting wealth for homeowners and for communities

This report, “The Changing Landscape of Resale-Restricted, Owner-Occupied Housing,” addresses shared equity homeownership as a vehicle for promoting individual wealth, stability and engagement, as well as for building wealth and stability at the community level.

The 158-page report was authored by John Emmeus Davis. Davis establishes the value of shared equity homeownership as a means of providing and maintaining affordable housing and strong neighborhoods.

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