Resource Library

This template deed-restricted covenant and security instrument (i.e. mortgage), referred to as the “Model Declaration”, can be used to develop the legal agreement between a shared equity homeownership program and a homeowner.

This HOME Rider & Commentary will help programs using the 2011 Model Ground Lease to comply with requirements of the HOME Investment Partnerships Program when HOME funds are used.

This resource will help program staff recruit and work with local lending partners to secure mortgage financing options for the buyers of their programs’ shared equity homes.

This report explores the feasibility of providing shared appreciation loans on a national scale in order to increase access to homeownership for low and moderate-income households and preserve affordability of properties over the long term.

Learn best practices for homeownership programs with lasting affordability, including community land trusts, deed restricted programs, and more.

Communities that are organizing for affordable housing are looking to community land trusts as a tool for permanent affordability.

How have inclusionary housing programs contributed to creating lasting affordability in communities? This report analyzes 20 inclusionary housing programs in the U.S.

This report uses case studies to assess the feasibility of models that combine community land trusts and limited equity co-ops.

This manual is the go-to resource for how to run a community land trust.

Homeowners in community land trusts experienced lower rates of delinquency and foreclosure than homeowners with conventional mortgages.