Duty to Serve Shared Equity Homeownership Certification for Fannie Mae
Grounded Solutions Network is partnering with Fannie Mae to offer a short application for homeownership programs to certify that they meet the Duty to Serve (DTS) rule’s definition of shared equity homeownership, which can help create more lending options for shared equity homebuyers.

What does certification entail?
You’ll complete this short self-certification application form to verify whether your program meets the Duty to Serve (DTS) rule's definition of shared equity homeownership. The bulk of the certification application form is six key questions that you’ll answer based on your program’s ground lease or deed restriction. After submitting, Grounded Solutions Network may select some submissions for audit to verify that self-certified responses are accurate. We’ll submit a list of programs that meet the DTS shared equity homeownership definition to Fannie Mae, which can then distribute the list to its lending partners. Watch our instructional video below to see how easy it is to fill out the form.

Why should I complete the application?
It should make building lender relationships easier, giving you and your team more time to focus on what matters: serving your community. Being on the list can save lenders time and give them confidence that your program has been vetted, which gives buyers in your programs more options. Join nearly 100 shared equity homeownership programs on the list and help us demonstrate that shared equity homeownership is more than a niche offering.

By completing this application, you agree to our Terms of Use.
Still have questions? Check out our Frequently Asked Questions below
Frequently Asked Questions
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About the Certification Application Form |
What do I need to complete the application? How long does the application form take? We have more than one program that I think qualifies, do I need to fill out the form multiple times? I’ve already submitted one program, how can I add another? I started the form, but didn’t complete it. What now? What if my organization doesn’t show up on the list? My program isn’t a community land trust, does this still apply to us? I’m having other issues related to form functionality. It’s hard to read or loading slowly. I require accommodation in order to complete this form. What are the Terms and Conditions that I agree to upon submitting the application? Have another question? |
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About the Certification Opportunity |
My program already has solid lending partnerships. Should I still complete this application? My program is just getting started. Can we apply? I think that this is a good idea, but I need some help explaining it to my colleague/director/board. What can I use? |
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About the Contents of the Certification Application |
Why does the form ask if the organization listed is the same as the entity on the legal document? How do you define “program”?
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