Shared Equity Homeownership

Shared equity homeownership programs create affordable homeownership opportunities for families with modest incomes. The model ensures that the homes remain affordable permanently to help family after family purchase the homes.

Shared equity homeownership is a self-sustaining model that takes a one-time public investment to make a home affordable for a lower-income family and then restricts the home’s sale price each time it is sold to keep it affordable for subsequent low-income families who purchase the home. The model balances wealth building for families who would otherwise be unable to afford owning a home with preserving the community’s investment.

At Grounded Solutions Network, we advocate for and support all types of shared equity models because we believe they are an essential strategy for building strong, inclusive communities from the ground up.

How prevalent are shared equity homeownership programs?

Approximately 250,000 families and individuals own shared equity homes. Learn more about the prevalance of shared equity homes in this report by Emily Thaden.

Watch our homeowner testimonial videos to see homeowners describe their experience with community land trusts and other shared equity programs.