An increasing number of Habitat for Humanity affiliates are turning to shared equity homeownership programs, such as community land trusts, as a way to provide more families with affordable housing and preserve scarce housing subsidies, either through partnerships or through internal programmatic changes.
The 2017 Shelter Report makes the case for alignment in values and housing models. Affiliates can use the subsidy calculator to check how a shift to lasting affordability would impact their local programs.
This Resource at a Glance
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22 Files
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11 Tool
Key take-aways:
- Habitat for Humanity’s model and values align with shared equity homeownership programs, including community land trusts.
- Well-stewarded shared equity homeownership programs can improve the odds that homes will last and that homeowners will succeed.
- Policy changes are needed in order to expand shared equity homeownership.
This bundle of resources contains a 94-page report by John Emmeus Davis and a subsidy calculator tool.
The 2017 Shelter Report was produced through a partnership between Habitat for Humanity International and Grounded Solutions Network. The report examines how shared equity homeownership programs can align with the Habitat for Humanity model. The report includes a series of policy recommendations for increasing the scale of shared equity homeownership.
Habitat for Humanity affiliates can use the calculator tool to calculate the full subsidy (finance, equity, land, and appreciation) represented in the community investment in each home. This information helps make the case for balancing that investment with wealth building through a shared equity homeownership program.
