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Limited Equity Housing Co-ops by Community Land Trusts

Why might community land trusts consider incorporating limited equity co-ops into their portfolios?

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Key take-aways:

  • Limited equity co-ops offer an alternative form of homeownership that is able to leverage a community land trust’s
  • A key benefit of the community land trust/limited equity co-op model is greater ability to serve “unbankable” homeowners.

This 26-page report by Meagan Ehlenz explores the types of community land trust/limited equity co-op projects that have been developed and examines their benefits and costs.

The impetus for this report came from a group of community land trust practitioners who came together to talk about their experiences with limited equity co-ops at the 2011 National CLT Network conference in Seattle.

This report includes a tool for evaluating the feasibility of future community land trust/limited-equity co-op projects.

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